Your copay/coinsurance could be anywhere from $0 to $250, depending on your plan. If you have not yet met a deductible, it is going to be the most expensive. If your deductible is met, you usually pay a percentage. If your max out of pocket is met, you may pay zero.
In-network claims are denied for many reasons. Sometimes it is due to the company using a third party mental health provider with whom we are out of network. It could be due to a coding error or an error on the processing side. It could be an unmet deductible that they failed to disclose. It could be due to obtaining similar services on the same day or within a certain time period. Whatever the reason, we will work hard to try to correct the claims and sort out any misunderstandings with your insurance.
We usually contact your insurance, correct any errors on our end, and resubmit your claim multiple times. If ultimately your insurance does not pay, it is your responsibility to cover the services rendered.